Retirement Simulator Update

A new update for the retirement simulator Version 8.0 has been posted to the website.  See link below for new version

Version 8.0 Rev D Public Version

Bug Fixes
Added Countif to count number of lives that match EOL for more accurate probability.  Old method overestimate success by a small amount.
Improvements
Cleaned up formating and some updates to the simdata page
Added status update on progress with run time in seconds
#Retirement Planning and Simulation Tools

Version 9.0 Rev D Private Beta

Version 9.0 is in Private Beta and may not be available on the public download page.  Version 9.0 includes additional features such as the Retirement Saving Histogram and includes an option for wage growth above inflation.  It also includes a warning before running with an estimate time as well as much improved VBA code.

We also made some significant updates to version 9.0 of the simulation tool including speed improvement of 40% over Version 8.0.  If you have already received the link to Version 9.0, that link should still work.  Contact us if you need a new link.

Version 9D

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Revisions for Version 9.0

Features:
Added wage growth in options
Adjust annual savings for inflation and wage growth
Adjust income need for wage growth (already had inflation), assume wage increase allow some income inflations based on savings rate
Added probability of success initial savings would meet 4% SWR
Added Initial Warning for simulation run time
Added simulation progress status 
Performance:
Changed sheet over to Reference Names and updated VBA
Improved simulation data sheet with general cleanup
Improved speed of simulation macro
40% Improvement, 10,000 life times reduced to 81.9 seconds from 136.9 seconds running on a Surface 3 Pro. 
Bug Fixes:
Added countif to count number of lives that match EOL for more accurate probability.  Old method overestimate success by a small amount.  Adjusted for number of runs vs. fixed to 1000
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